For 2025, the FHA loan limit in Phoenix county, which is part of Jackson, OR, is set at $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit buildings, and $907,900 for homes with four units.
Conventional loans have a maximum amount of $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for structures with four units.
Utilize our FHA calculator to determine today's best FHA rates, as well as the required downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan types like conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
It accesses comprehensive data from thousands of lenders to quickly align it with your personal financial profile and requirements.
Our Loan Limits Comparison Table for 2025 in Phoenix county, Jackson, OR, lets you assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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