For the year 2026, the FHA loan limits applicable in Ashland, county of Jackson, in OR are set at $472,030 for single-family homes. For two-unit buildings, it's $604,400; for those with three units, it's $730,525; and for four units, the limit reaches $907,900.
Concerning the top loan amount for conventional loans, a single-family home maxes at $726,200. Two-unit residences have an upper limit of $929,850; for three units, it's $1,123,900; and a four-unit scenario goes up to $1,396,800.
Tap into our FHA calculator for the latest FHA rates today, identifying the required downpayments, income benchmarks, credit standards, reserves, and necessary documentation for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with other loan offerings. Evaluate them against Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans for a comprehensive assessment.
Lendersa® efficiently aggregates loan data from a wide range of lenders, matching it quickly with your financial profile and specific needs.
Check out the Loan Limits Comparison Table for 2026 in Ashland, within Jackson, OR. This resource facilitates comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insight into qualification needs, such as income, reserves, and credit rating, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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