FHA Loan Max Loan amount for Medford, Jackson County, OR in 2026

In 2026, the FHA loan limits in Medford county of Jackson, OR are as follows: for a single-family home, the limit is $472,030, for 2-units, it's $604,400, for 3-units, the limit is $730,525, and for 4-units, it reaches $907,900.

The maximum loan amounts for conventional loans on single-family homes are $726,200, $929,850 for 2-unit homes, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Utilize our FHA calculator to view today's most competitive FHA rates. Determine the downpayment needed, as well as income, credit, reserves, and necessary documents for qualification.

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The Lendersa® calculator enables you to compare FHA rates and terms with those of all other loan programs. Investigate available options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles loan program data from thousands of lenders, providing a rapid comparison against your customized financial profile and needs.

The Loan Limits Comparison Table for 2026 in Medford county of Jackson, OR allows you to juxtapose FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification essentials such as income, reserves, and credit scores.

Loan limits Medford county of Jackson, OR

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Medford FHA Lenders

  • Peoples Bank of Commerce
  • 1311 E Barnett Road, Medford, OR, 97504
  • Lends in Oregon
  • People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses.

  • Leif Investments INC DBA Medford Mortgages
  • 940 Town Centre Drive, Medford, OR, 97504
  • Lends in Oregon
  • At Medford Mortgages we offer a variety of loan options to meet your specific needs. Our team is dedicated to providing you with total customer satisfaction and the very best results. We understand that financing your home is one of the most important decisions you will ever make.

  • Home and Life Lending
  • 2621 Whittle Avenue, Suite 7, Medford, OR, 97504
  • Lends in Oregon
  • Brenda Kennedy opened Home & Life Lending to help better serve my clients with more flexibility to fit their individual needs. Brenda have 17 years of experience in the mortgage industry, providing quality loan services and a level of professionalism. Brenda strive to provide outstanding customer service, which has enhanced customer loyalty.

  • Mountain Mortgage of Oregon
  • 33 Hawthorne St, Medford, OR, 97504
  • Lends in Oregon
  • Mountain Mortgage of Oregon is located in the heart of the Rogue Valley in Medford, Oregon. Mountain Mortgage has actively been serving both Jackson and Josephine counties for the past fifteen years. I am excited about the company's growth and new internet opportunities it is bringing to our clients.

  • CashinaMoment
  • Skyler Lane, Phoenix, OR, 97535
  • Lends in Oregon
  • CashinaMoment, Oregon, is a trusted and leading provider of online payday loan solutions. For years, we have been providing emergency payday loans to people from all over America. Our objective is to help all people who conventional lenders ignore. We are focused on helping people with credit problems and everyday jobs.

  • Elite Mortgage Lender
  • 4345 Pioneer Rd, Medford, OR, 97501
  • Lends in Oregon
  • At Elite Mortgage Lender, Mortgage Specialist in Ashland & Medford, OR, & Denver CO.

    There seemed to be a real need in the mortgage industry for brokers who genuinely wanted to help people. The mortgage process can be intimidating and even overwhelming for many. The language can seem foreign. I could see a real need for someone

  • Rogue Credit Union
  • 1370 Center Dr, Medford, OR, 97501
  • Lends in Oregon
  • Beginning in 1956, a group of ten local teachers gathered together to form a credit union designed to serve their member-owners and their community. Today, Rogue Credit Union has grown to a financial cooperative with branches in Coos, Curry, Jackson, Josephine, Douglas and Klamath Counties. Today, we serve over 150, 000 members

  • AMK Home Loans, LLC
  • 552 B Street, Ashland, OR, 97520
  • Lends in Oregon
  • AMK Home Loans, LLC founder of the Dave Kaufman since the 90s I’ve been involved in all phases of real estate – from buying to selling and managing properties. This means I have the benefit of a holistic perspective of the buying process, from start to finish. My goal is to make every transaction as stress free as possible for my clients.

  • Price Mortgage LLC
  • 3110 State Street, Medford, OR, 97503
  • Lends in Oregon
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.

  • Access Mortgages Services, Inc.
  • 1630 Williams Hwy 140, Grants Pass, OR, 97527
  • Lends in Oregon
  • Access Mortgage Services, Inc. has provided Real Estate Loan Services since May of 2000. We provide excellent customer service for the entire loan originating, processing and closing process. As an added benefit, one specific person will handle all needed aspects of your loan from beginning to end