2025 FHA (Government Loans) Limits for Medford, Jackson County, Oregon

In 2025, the FHA loan limits in Medford county of Jackson, OR are as follows: for a single-family home, the limit is $472,030, for 2-units, it's $604,400, for 3-units, the limit is $730,525, and for 4-units, it reaches $907,900.

The maximum loan amounts for conventional loans on single-family homes are $726,200, $929,850 for 2-unit homes, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Utilize our FHA calculator to view today's most competitive FHA rates. Determine the downpayment needed, as well as income, credit, reserves, and necessary documents for qualification.

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Explore your loan possibilities in Medford, OR

The Lendersa® calculator enables you to compare FHA rates and terms with those of all other loan programs. Investigate available options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles loan program data from thousands of lenders, providing a rapid comparison against your customized financial profile and needs.

The Loan Limits Comparison Table for 2025 in Medford county of Jackson, OR allows you to juxtapose FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification essentials such as income, reserves, and credit scores.

Loan limits Medford county of Jackson, OR

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Baseline Mortgage LLC
  • 1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
  • Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.
  • Fidelity Mortgage Solutions LLC
  • 10211 SW Barbur Blvd, Suite 101A, Portland, OR, 97219
  • Our goal from the very first time you choose FMS is to make the process of financing your home as fast and easy as possible. We strive to make the process as easy to understand and convenient for you whether you are a first-time buyer or the most savvy real estate investor. We are an Oregon based company, licensed in Oregon and Washington states.
  • Alterna Mortgage Company
  • 10211 SW Barbur Blvd, Suite 107A, Portland, OR, 97219
  • Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too. Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.
  • Columbia Home Mortgage
  • 7845 SW Capitol Highway, Suite 5D, Portland, OR, 97219
  • Columbia Home Mortgage providing clients with the highest quality mortgage services, excellent rates, and the best customer service available in your area. He will work with you one on one to ensure that you get a clear mortgage solution tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
  • Options Financial Residential Mortgage NMLS 829593
  • 8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
  • Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
  • Goldendale Capital
  • 8196 South West Hall Blvd, Suite 110, Beaverton, OR, 97008
  • Commercial finance is one of the very best tools that nearly all small business owners have access to. Many do not realize that they can be approved, but there is an option for any situation. Goldendale Capital is committed to helping you get the working capital you need. Whether you are hoping to undertake an exciting new project,
  • Two Rivers Mortgage, LLC
  • 205 Southeast Spokane Street, Suite 300, Portland, OR, 97202
  • We are proud to be local mortgage brokers in Portland Oregon. With 2 owner/employees, each with 10+ years of experience, we work for our clients - not the banks. We offer you the flexibility and pricing advantages you need in today's market. Our focus is helping our clients succeed.
  • Arete Mortgage NW LLC
  • 5516 Southeast 71st Avenue, Portland, OR, 97206
  • Arete Mortgage NW, LLC is a mortgage brokerage providing residential purchase and refinance mortgages to borrowers in the Pacific Northwest. Our goal is simple: we want to work quickly and efficiently to get borrowers a great rate. We do so by operating with low overhead costs and utilizing technology to optimize efficiency
  • Castparts Employees Federal Credit Union
  • 8120 SE Luther Rd., Portland, OR, 97206
  • Castparts Employees Federal Credit Union. The first office was located in a single-person room under the stairs in one of Precision Castparts’ plants. After outgrowing the small ‘office’, the credit union moved into a modular unit in the parking lot. and credit union built a new branch off-site, and continues to maintain separate ‘single-person.
  • Oregons Best Mortgage
  • 3054 SE Glacier Ave, Gresham, OR, 97080
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Bamboo Mortgage Inc
  • 8333 Southeast Powell Boulevard, Portland, OR, 97266
  • Bamboo Mortgage We believe in face-to-face communication because mortgage finance is complex We are embedded in Jade District in S.E. Portland and have a professional office near Hwy 205. We teach clients to manage their mortgage debt which is more important than simply getting a loan and also We utilize an educational style with our customers
  • PDX Home Loan
  • 4640 SW Macadam Ave, Suite 90, Portland, OR, 97239
  • Finding and financing your home is a huge investment in time and money. Your home equity should enhance your financial future. Not be a burden. Unfortunately, most home owners miss out on wealth-building opportunities ​because the industry just isn’t set up to help them make smart borrowing decisions.