In 2026, the FHA loan limit for homes in the county of Linn, encompassing the city of Sweet-Home in OR, is set at $356,362 for single-family residences. For properties with 2 units, the loan cap is $456,275. For those with 3 units, it rises to $551,500, and for 4-unit properties, it reaches a cap of $685,400.
Regarding conventional loans, the maximum borrowing amount on a single-family home hits $548,250. For duplex properties, the limit is $702,000. If you're considering a triplex, the limit is set at $848,500, and for a four-unit estate, it goes up to $1,054,500.
Our FHA calculator provides access to today's top FHA rates, helping you calculate down payments, assess income criteria, evaluate credit conditions, determine reserve requirements, and pinpoint the documents you need to qualify.
Examine competitive loan offers from a pool of 100 diverse lenders to find an option that suits your financial needs and goals.
Through the Lendersa® calculator, you can compare FHA rates and terms comprehensively with those available in other loan programs. This includes options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates loan program data from a vast array of lenders. It quickly compares this data against your own financial profile and needs, offering insights tailored to your situation in moments.
For 2026, the Loan Limits Comparison Table provides an in-depth look at Sweet-Home, situated in the county of Linn, OR, showcasing the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To deeply understand qualification criteria such as income levels, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™), a tool crafted for thorough assessment and informed decision-making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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