For 2026, the FHA loan limits in Springfield county, within Lane, OR, are $481,850 for a single-family home, $616,850 for 2-unit properties, $745,650 for 3-units, and $926,650 for 4-units.
When it comes to conventional loans, the maximum loan amount for a single-family home is $726,200, increasing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Try our FHA calculator to explore today’s top FHA rates and identify the downpayment, income, credit, reserves, and documents necessary to qualify.
The Lendersa® calculator lets you evaluate FHA rates and terms alongside those of other loan programs. Dive into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
By gathering loan program data from thousands of lenders, Lendersa® swiftly aligns this information with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Springfield county of Lane, OR, enables comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $481,850 | $616,850 | $745,650 | $926,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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