For 2026, in Warm-Springs county, Jefferson, OR, the FHA loan limits are: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for homes with three units, and $685,400 for four-unit residences.
Regarding conventional loans, the maximum you can borrow for a single-family dwelling is $548,250, for two-unit homes it's $702,000, for three-unit buildings $848,500, and for four-unit structures, it's $1,054,500.
Use our FHA calculator to find today’s most competitive FHA rates and determine the necessary down payment, income, credit score, reserves, and related documents for qualification.
The Lendersa® calculator lets you evaluate FHA rates and terms alongside those of other loans. Consider comparing Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
With access to data from thousands of lenders, Lendersa® quickly aligns this with your unique financial profile.
Consult the Loan Limits Comparison Table for 2026 in Warm-Springs county of Jefferson, OR, which includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification necessities such as income, reserves, and credit, turn to Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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