For the year 2026, FHA loan limits within Eagle-Crest county of Deschutes, OR are as follows: $460,000 for a single-family home, $588,850 for two-unit properties, $711,800 for three-unit buildings, and $884,600 for four-unit residences.
When it comes to conventional loans, the maximum amount for a single-family dwelling is $548,250. For duplexes, the cap is $702,000, for triplex homes $848,500, and for properties with four units $1,054,500.
You can utilize our FHA calculator to find today's most competitive FHA rates and determine what down payment, income, credit score, reserves, and documentation is required for qualification.
The Lendersa® calculator enables you to effectively compare FHA rates and terms with those of other loan programs. Investigate various options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, in comparison to FHA options.
Lendersa® collects extensive data from a large network of lenders, comparing this information speedily against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in the county of Deschutes, located in Eagle-Crest, OR, provides maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough comparison of qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $460,000 | $588,850 | $711,800 | $884,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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