In 2026, the FHA loan limits in Redmond county, part of Deschutes, OR, are $690,000 for a single-family home, $883,300 for a duplex, $1,067,750 for a triplex, and $1,326,950 for a fourplex.
The maximum loan amounts for conventional loans on a single-family house are $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Use our FHA calculator to view today’s leading FHA rates and determine the needed downpayment, income, credit status, reserves, and documents for qualification.
The Lendersa® calculator lets you evaluate FHA rates and terms against all other loan program offerings. Compare options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Gathering data from thousands of lenders, Lendersa® swiftly contrasts it with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Redmond county of Deschutes, OR, allows you to compare the maximum loan sizes for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification elements such as income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $455,400 | $455,400 | $455,400 | $455,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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