In the year 2026, the FHA loan boundary in Wilsonville county, which is part of Clackamas, OR, stands as follows: $672,750 applies to single-family residences, $861,250 is for duplexes, $1,041,050 accommodates triplexes, and $1,293,750 applies to four-unit buildings.
For conventional loan ceilings, a single-family home's maximum amount is $726,200. For two-unit homes, the limit is $929,850. If your home has three units, the ceiling is $1,123,900, and four-unit residences can borrow up to $1,396,800.
Our FHA calculator is your go-to tool for finding today's most favorable FHA rates and figuring out the necessary downpayment, income, credit score, reserves, and paperwork required to meet lending conditions.
The Lendersa® calculator is designed for you to contrast FHA rates and terms with various other loan options. This includes comparing conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® efficiently gathers loan program information from numerous lenders and performs a swift comparative analysis against your unique financial scenario and requirements.
Check out the Loan Limits Comparison Table for 2026 in Wilsonville county of Clackamas, OR, which allows for comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To dive deeper into qualification requirements including income levels, reserve amounts, and credit prerequisites, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $672,750 | $861,250 | $1,041,050 | $1,293,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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