2026 FHA (Government Loans) Limits for Sherwood, Washington County, Oregon

For 2026, the FHA loan limit in the county of Washington, Sherwood, OR, is set at $672,750 for a single-family home. Properties with two units have a limit of $861,250, while those with three units have $1,041,050, and properties with four units max out at $1,293,750.

The maximum amount for conventional loans on single-family residences is $726,200, extending to $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.

Employ our FHA calculator to identify today’s optimal FHA rates, and determine the downpayment, income requirements, credit criteria, reserves, and documents needed to qualify.

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The Lendersa® calculator allows you to juxtapose FHA rates and terms with those of other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® quickly processes loan program data from thousands of lenders, matching it against your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in Sherwood, within the county of Washington, OR, compares the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed comparison of qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Sherwood county of Washington, OR

SFR 2 Units 3 Units 4 Units
FHA $672,750 $861,250 $1,041,050 $1,293,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $478,400 $478,400 $478,400 $478,400
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Platinum Mortgage Company
  • 915 Highland Pointe Drive, Suite 250, Roseville, CA, 95678
  • Lends in Oregon
  • Since 1989, we have been in business to help the communities we serve obtain the American Dream. Buying a home is one of our largest investments that we make in our lifetime. With our intense focus and commitment we have helped many clients make a sound financial decision regarding their mortgage and investment needs.

  • California Capital Mortgage Company
  • 401 Watt Avenue, Suite 5, Sacramento, CA, 95864
  • Lends in Oregon
  • California Capital Mortgage Company was founded in 2008 and continues to grow and develop year after year. At California Capital, we have a dedicated team and we love what we do; this dedication permeates into every part of our company, enabling us to do everything efficiently from providing the highest level of customer service

  • Capital Five Finance
  • 4825 J Street, Suite 201, Sacramento, CA, 95819
  • Lends in Oregon
  • "CAPITAL FIVE FINANCE is a leader in providing financing for both commercial and residential real estate, as well as business opportunities.
    We finance small to large businesses and residences, and have a broad portfolio of financial products to fulfill almost any capital need for our borrowers."

  • Western States Mortgage and Loan, Inc.
  • 418 B Street, Suite 250, Santa Rosa, CA, 95401
  • Lends in Oregon
  • Western States Mortgage is proud to have served homeowners across California, Washington, and Oregon with a vast portfolio of home loan products. Approved by the Nation’s top lending sources, Western States Mortgage is a leader in delivering competitive rates and low costs to its customers. By implementing the latest software and support services.

  • Educate Mortgage
  • 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
  • Lends in Oregon
  • Educate Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.

    We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.

  • Client Direct Mortgage
  • 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
  • Lends in Oregon
  • Client Direct Mortgage was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.

  • Mount Diablo Lending
  • 2700 Ygnacio Valley Road, Suite 255, Walnut Creek, CA, 94598
  • Lends in Oregon
  • Mount Diablo Lending was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.

  • Easy Low Rate
  • 1801 Oakland Boulevard, Suite 315, Walnut Creek, CA, 94596
  • Lends in Oregon
  • While the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service, from our sales team.