2026 FHA Loan Limits for Sherwood, Washington County, Oregon

For 2026, the FHA loan limit in the county of Washington, Sherwood, OR, is set at $672,750 for a single-family home. Properties with two units have a limit of $861,250, while those with three units have $1,041,050, and properties with four units max out at $1,293,750.

The maximum amount for conventional loans on single-family residences is $726,200, extending to $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.

Employ our FHA calculator to identify today’s optimal FHA rates, and determine the downpayment, income requirements, credit criteria, reserves, and documents needed to qualify.

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The Lendersa® calculator allows you to juxtapose FHA rates and terms with those of other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® quickly processes loan program data from thousands of lenders, matching it against your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in Sherwood, within the county of Washington, OR, compares the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed comparison of qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Sherwood county of Washington, OR

SFR 2 Units 3 Units 4 Units
FHA $672,750 $861,250 $1,041,050 $1,293,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $478,400 $478,400 $478,400 $478,400
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Sherwood FHA Lenders

  • Edgewater Funding Inc
  • 18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
  • Lends in Oregon
  • Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.

  • Westcorp Mortgage Group LLC
  • 14620 SW 126th Ave., Portland, OR, 97224
  • Lends in Oregon
  • Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..

  • All Pacific Mortgage
  • 8100 SW Nyberg Rd, Suite 295, Tualatin, OR, 97062
  • Lends in Oregon
  • Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.

  • Value Mortgage Inc
  • 8695 SW Chinook St, Tualatin, OR, 97062
  • Lends in Oregon
  • We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients

  • Greater Oregon Mortgage Company
  • 6840 Sw Fernbrook Ct, Wilsonville, OR, 97070
  • Lends in Oregon
  • Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.

  • Kahren Oxner at UMortgage
  • 25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
  • Lends in Oregon
  • Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.

  • Borrow Smart Mortgage Inc
  • 9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
  • Lends in Oregon
  • Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.

  • The Lindley Team, Mortgage Lenders
  • thelindleyteam1@gmail.com, Portland, OR, 97223
  • Lends in Oregon
  • In a divorce, we are often more focused on curing the problem at hand, i.e., distributing real property and assets, that we forget there is life after divorce. The biggest challenge is the lack of knowledge, understanding, and preparedness of how the various pieces of the divorce puzzle fit together and overlap where the real property is involved.

  • NW Preferred Federal Credit Union
  • 8950 SW Burnham Street, Tigard, OR, 97223
  • Lends in Oregon
  • NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance

  • The Tammi Lindley Team
  • 10260 SW Greenburg Rd, Suite 830, Portland, OR, 97223
  • Lends in Oregon
  • This team is amazing! I can’t believe how easy they were to work with and how quickly they addressed my questions and needs if I ever had to reach out to them. We went through the entire process of buying our home with ease thanks to the Lindley team. I really appreciated how honest and upfront they were with me being a first time home buyer.