For 2025, the FHA loan limits set for the county of Washington that includes Bull-Mountain in the state of OR are detailed as follows: For a single-family home, the limit is $517,500. If you're considering a residence with two units, the limit rises to $662,500. For properties with three units, the cap increases to $800,800, and for four-unit dwellings, it reaches $995,200.
As for conventional loans, the highest loan amount available for a single-family residence is $548,250. For two-unit homes, the figure extends to $702,000, climbs to $848,500 for three-unit buildings, and peaks at $1,054,500 for those with four units.
Use our FHA calculator to access today’s most competitive FHA rates and to determine the required downpayment, evaluate income criteria, check credit needs, assess reserves, and identify documents necessary for qualification.
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The Lendersa® calculator provides the ability to compare FHA rates and terms with those of other available loan programs. This includes a comparison across various options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA's offerings, promoting informed decision-making.
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Discover detailed information through the Loan Limits Comparison Table for 2025 in Bull-Mountain, situated in Washington, OR. It provides a thorough comparison of maximum loan limits across categories like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper dive into qualification requirements like income expectations, necessary reserves, and credit standards, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™), designed to help streamline the selection process for your ideal loan solution.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $414,000 | $414,000 | $414,000 | $414,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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