In 2026, the FHA loan limits for Albion in Erie, PA are set at $472,030 for a single-family home. For two units, the limit is $604,400, three units have a limit of $730,525, and four units can reach up to $907,900.
The maximum amount for conventional loans is $726,200 for a single-family home, $929,850 for two-unit houses, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator can help you identify today’s best FHA rates, assess the required downpayment, income, credit scores, reserves, and necessary documents for qualification.
The Lendersa® calculator gives you the ability to compare FHA rates and terms with those of other loan programs, such as conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders and quickly matches it to your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Albion, Erie, PA, displays maximum loan amounts across different types, including FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed comparison of qualifying aspects such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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