In the year 2026, the FHA loan limits in Girard county of Erie, PA are set as follows: For a single-family home, the limit is $472,030. For properties containing two units, the limit is expanded to $604,400. For those with three units, the allowable amount increases to $730,525. For residences that feature four units, the cap stands at $907,900.
Conversely, the maximum loan amounts that apply to conventional loans are listed as: For a single-family home, the limit is $726,200. For homes with two units, it rises to $929,850. If the property has three units, $1,123,900 is the maximum, and for those with four units, the limit reaches $1,396,800.
Utilize our FHA calculator to discover today’s premier FHA rates and to determine your precise needs in terms of downpayment, income requirements, credit score, reserves, and all documents necessary for qualification.
The Lendersa® calculator serves as an excellent tool for comparing FHA rates and terms with other available loan offerings. Investigate the range of options including Conventional loans, Jumbo loans, VA programs, USDA, Non-QM, and even hard money loans alongside FHA, ensuring a holistic review of potential financial opportunities.
With access to a vast amount of data from thousands of lenders, Lendersa® provides rapid matching of loan programs to your personalized financial profile, allowing you to obtain tailored results in seconds.
Furthermore, the Loan Limits Comparison Table for 2026 within Girard county of Erie, PA offers a thorough comparison of maximum loan amounts across various categories, such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money loans. For an in-depth look into qualifying factors like income, reserve needs, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is recommended for a detailed evaluation process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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