In the year 2026, FHA loan limits within Ardmore county of Montgomery, in PA, are set at $529,000 for single-family homes, $677,200 for 2-unit properties, $818,600 for those with 3 units, and $1,017,300 for 4-unit buildings.
The maximum borrowable amounts for conventional loans suitable for single-family homes are $726,200, while for duplexes the limit stands at $929,850. For triplex residences, it's capped at $1,123,900, and for four units, it reaches $1,396,800.
Our FHA calculator allows you to access the best FHA rates available today, and helps define the necessary down payment, assess income brackets, credit score requirements, as well as reserve and document needs to qualify.
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The Lendersa® calculator is designed to allow the comparison of FHA loan features against other programs, bringing options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans into perspective alongside FHA.
Utilizing comprehensive data gathered from a multitude of lending institutions, Lendersa® quickly analyzes and matches this against your financial profile, ensuring an informed and personalized choice that meets your specific requirements.
The 2026 Loan Limits Comparison Table for Ardmore county of Montgomery, PA, provides a detailed juxtaposition of the maximum allowable loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth comparison of eligibility criteria, such as income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™), a tool crafted for detailed financial assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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