During 2026, in the county of Montgomery within Lower-Merion, PA, the FHA loan limits are established as $431,250 for a single-family house, $552,050 for duplexes, $667,350 for triplexes, and $829,350 when dealing with four-unit properties.
For conventional loans, the upper limit for a single-family home is $548,250. A two-unit property has a cap of $702,000, $848,500 for three-unit buildings, and $1,054,500 for homes with four units.
Utilize our FHA calculator to access the latest FHA rate offers and ascertain the required downpayment, income, credit standards, reserve necessities, and documentation prerequisites to qualify successfully.
With the help of the Lendersa® calculator, you can evaluate FHA loan rates and conditions alongside terms from other programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans in comparison to FHA.
Gathering extensive data from countless lenders, Lendersa® promptly compares programs to fit your particular financial situations and requirements.
Our Loan Limits Comparison Table for 2026 in Lower-Merion county, Montgomery, PA, illustrates the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To evaluate qualifying requirements like income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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