During 2026, the FHA loan limits in Bart county, Lancaster, PA, are set at $472,030 for a single-family home. For two units, it's $604,400; for three units, it rises to $730,525; and for four units, it's $907,900.
The maximum amounts for conventional loans are $726,200 for single-family homes, $929,850 for 2-units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to find today’s best FHA rates and figure out what downpayment, income, credit, reserves, and documents you need to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of various other loans, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly pulls data from numerous lenders, matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bart county, Lancaster, PA shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), plus hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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