For 2026, the FHA loan cap in Colerain county, part of Lancaster, PA, is $472,030 for a single-family home, $604,400 for a duplex, $730,525 for triplexes, and $907,900 for four-unit buildings.
The maximum allowable amount for conventional loans on a single-family residence is $726,200, while it is $929,850 for a two-unit property, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Leverage our FHA calculator to discover today’s top FHA rates and identify the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against a variety of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® aggregates data from thousands of lenders and quickly aligns it with your specific financial profile and requirements for efficient comparison.
In 2026, the Loan Limits Comparison Table for Colerain county of Lancaster, PA compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comprehensive comparisons of qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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