In 2026, the FHA loan limit for Parkesburg county, located in Chester, PA, is as follows: $529,000 for single-family homes, $677,200 for properties with two units, $818,600 for three-unit houses, and $1,017,300 for four-unit buildings.
Conventional loans have a different set of maximum amounts, with a single-family residence allowing up to $726,200. For two-unit residences, the limit is $929,850, increasing to $1,123,900 for three-unit homes, and capping out at $1,396,800 for four-unit structures.
Our FHA calculator is an excellent resource for discovering today's best FHA rates and understanding the necessary downpayment, income level, credit requirements, reserves, and documentation needed for eligibility.
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The Lendersa® calculator facilitates a straightforward comparison of FHA rates and terms alongside other loan program configurations such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Gathering extensive loan data from a wide range of lenders, Lendersa® efficiently aligns these options to your individual financial profile and requirements in mere moments.
The Loan Limits Comparison Table for 2026 in Parkesburg within Chester, PA, provides a comparative look at the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To delve into aspects such as income, reserves, and credit criteria, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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