In the year 2026, the FHA loan limits for Bedford county, situated within Bedford, PA, are set at $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
The ceiling for conventional loans on a single-family dwelling reaches $726,200. For two-unit residences, it’s $929,850, for three units $1,123,900, and for four units, it stands at $1,396,800.
Our FHA calculator can be utilized to access the best FHA rates available today, helping to establish the required downpayment, income, credit, reserves, and documents necessary for eligibility.
With the Lendersa® calculator, you are able to juxtapose FHA rates and terms with those from a variety of other loan programs. Examine the range, comparing options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with the FHA offerings.
Lendersa® aggregates extensive loan program details from thousands of lenders, providing swift comparisons tailored to your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in Bedford county, Bedford, PA, presents a thorough analysis of maximum loan amounts that include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Employ Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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