In 2026, FHA loan limits for Windber county, Somerset, PA are $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit places, and $907,900 for 4-unit buildings.
The maximum for conventional loans is $726,200 for single-family estates, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Try our FHA calculator to view today’s top rates and determine necessary downpayment, income, credit, reserves, and documents for qualification.
With the Lendersa® calculator, compare FHA rates against other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, quickly matching it to your unique financial profile and requirements.
In 2026, the Loan Limits Comparison Table in Windber county of Somerset, PA allows comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s SLIQ™ for qualification detail comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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