In the year 2026, the FHA loan limit within Bethel county of Berks, located in PA, is established at $472,030 for a single-family home. Properties with two units have a limit of $604,400; those with three units reach a cap of $730,525, and for four-unit homes, the maximum is $907,900. These limits address various housing scenarios accordingly.
For conventional loans, the highest possible amount on a single-family residence is $726,200. For properties consisting of two units, the loan extends to $929,850, while for three-unit homes, it reaches $1,123,900. For extensive four-unit buildings, the limit hits $1,396,800, suitably accommodating larger homes.
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The Loan Limits Comparison Table for 2026 in Bethel county located within Berks, PA, facilitates comprehensive comparisons across various limits, including FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, and reverse mortgage (HECM), along with hard money maximums. For an in-depth look at qualification needs such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) serves as an authoritative resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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