In 2026, the FHA loan limits set for Birmingham county within Chester, PA, are specified as: $529,000 for a single-family home. For properties with 2 units, the limit is $677,200. Homes featuring 3 units have a cap of $818,600, while the highest limit for 4-unit residences reaches $1,017,300.
Regarding conventional loans, the maximum amount available for a single-family residence is $726,200. If opting for a property with 2 units, the maximum increases to $929,850; for 3 units, it reaches $1,123,900; and for homes with 4 units, the cap extends to $1,396,800.
Engage our FHA calculator to uncover today’s most competitive FHA rates and finely tune the necessary downpayment, verify income prerequisites, assess credit validity, reserve needs, and ascertain the documentation required to qualify.
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The Lendersa® calculator empowers users to evaluate FHA rates and terms alongside those from other varied loan programs. Delve into comparisons across Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA options.
Lendersa® leverages expansive loan program data sourced from thousands of lenders, performing a swift analysis in alignment with your unique financial profile and requirements.
The comprehensive Loan Limits Comparison Table for 2026 in Birmingham county of Chester, PA, thoroughly contrasts diverse maximum loan amounts, encompassing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To comprehensively understand qualification demands like income, reserves, and credit conditions, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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