In the year 2025, within West-Goshen county of Chester in PA, the FHA loan limits are established as follows: $431,250 for a single-family dwelling, $552,050 for properties with 2-units, $667,350 for those with 3-units, and extending to $829,350 for 4-unit structures.
The upper limit for conventional loan amounts on a single-family residential property is set at $548,250. Meanwhile, for 2-units the cap is $702,000, for 3-units, it stands at $848,500, and it rises to $1,054,500 for 4-units.
Our FHA calculator is at your service to help you dive into today’s most favorable FHA rates. It also assists in determining the necessary downpayment, income, credit ratings, reserves, and documentation you will need to meet qualification requirements.
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The Lendersa® calculator stands ready to offer comprehensive comparisons between FHA and a range of other loan programs. Delve into details for Conventional loans, Jumbo loans, VA, USDA, Non-QM, and even hard money loan options, and see how they compete against FHA loans in terms of rates and terms.
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The Loan Limits Comparison Table for 2025 provides a clear snapshot of loan limits in West-Goshen county of Chester, PA, juxtaposing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. To assess qualification criteria such as income, reserves, and credit requirements, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for in-depth analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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