In 2026, the FHA loan limit for West-Chester county in Chester, PA is $431,250 for a single-family home. It reaches $552,050 for 2-units, $667,350 for 3-unit properties, and extends to $829,350 for 4-units.
The cap on conventional loan amounts for single-family homes is $548,250. For two-unit houses, the limit is $702,000, while it rises to $848,500 for 3-units, and $1,054,500 for 4-units.
Take advantage of our FHA calculator to discover today's top FHA rates and calculate important details like downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator provides a robust way to compare the rates and terms of FHA loans with those of other loan types. Consider options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® utilizes comprehensive data from thousands of lenders, quickly matching it to your financial circumstances and needs.
The Loan Limits Comparison Table for 2026 in West-Chester county of Chester, PA, allows for comparing maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification requirements, such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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