In the year 2025, the FHA loan limit within Adams county of Bonneauville, PA is set at $472,030 for a single-family home. For two-unit residences, the limit is $604,400, for a trio of units, it reaches $730,525, and for four-unit buildings, it is $907,900.
When it comes to conventional loans, the top possible loan amount for a single-family home is $726,200. For mortgages involving two units, the cap is $929,850. For three units, it goes up to $1,123,900, and for four units, the maximum allowable amount is $1,396,800.
Our FHA loan calculator is designed to help you uncover the best rates available today. It aids in calculating the necessary downpayment, understanding the income needed, evaluating credit requirements, and reviewing reserves and other essential documents for qualification.
The Lendersa® calculator offers a straightforward means to juxtapose FHA mortgage rates and terms with those of other loan types, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
With access to a vast network of lending institutions, Lendersa® swiftly analyzes and aligns loan program data to suit your specific financial circumstances and needs.
A comparative table for loan limits for 2025 in Bonneauville, located in Adams, PA includes a variety of options: FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess the qualification criteria involving income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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