FHA Loan Limits for Straban, Adams County, PA in 2025

In 2025, the FHA loan limits for Straban county in Adams, PA are as follows: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit buildings, and $907,900 for four units.

The maximum amount for conventional loans on a single-family residence is $726,200, with $929,850 allocated for two units, $1,123,900 for three-unit properties, and $1,396,800 for four units.

Our FHA calculator provides insights into today's prime FHA rates, revealing requirements for downpayment, income, credit ratings, reserves, and documentation essential for qualification.

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The Lendersa® calculator helps you compare FHA rates and terms against those from other loan programs. Dive into comparing options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

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For 2025, the Loan Limits Comparison Table in Straban county, Adams, PA, shows the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification elements such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Straban county of Adams, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • JP Mortgage Lending
  • 422 Allegheny Street, Hollidaysburg, PA, 16648
  • Our company is based on the belief that our customers’ needs and those of their family are of the utmost importance. Our entire team is committed to meeting those needs. As a result, over 80 percent of our business is from repeat customers and referrals. We value our Past Clients, Realtor, Builder and Financial Planner relationships.
  • Wellington Mortgage
  • 1103 N. Juniata St., Hollidaysburg, PA, 16648
  • We are a team focused on supporting our borrowers to the best of our ability. We make sure to listen intently and answer all of your questions as we guide you through the process of buying a home. Reach out to our dedicated team today. Wellington Mortgage is the most efficient and simplest way to manage buying a home.
  • Snare & Associates Mortgage Services, LLC
  • 110 Jefferson Street, Suite 101, Hollidaysburg, PA, 16648
  • Snare & Associates Mortgage Services, LLC works to move each of our clients into the home of their dreams. Homebuyers all throughout Pennsylvania, who are unsure where to start or where to find the best loans will appreciate our Free, Quick, and Easy application process and competitive rates.
  • Advantage Financial Funding Corporation
  • 124 John Robert Thomas Drive, Exton, PA, 19341
  • HomeRun is offered to a limited number of homebuyers each month. The first step is to register. You receive priority on a first-to-register basis. If you already are shopping for a home, register immediately to qualify for HomeRun benefits. If you plan to begin shopping for a home at any time in the next 12 months.
  • BRANDYWINE VALLEY MORTGAGE LLC
  • PO Box 145, Pocopson, PA, 19366
  • Brandywine Valley Mortgage is an independent broker that puts our customer needs before anything else. We have relationships with dozens of wholesale lenders to ensure we provide our clients with the best mortgage products available. Every mortgage is our niche, not just one product. We do what your bank doesn't, put you firs.
  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
  • 1st Trust Financial LLC
  • 604 French Creek Lane, Chester Springs, PA, 19425
  • 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
  • The Manzi Mortgage Group
  • 5 Christy Dr, Suite 203, West Chester, PA, 19382
  • The Manzi Mortgage Group is your premier mortgage team located in West Chester, Pennsylvania. Headed by Gerry Manzi, we pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the mortgage in PA, NJ and DE area.
  • Vincent R Liott Inc
  • 1246 West Chester Pike, Suite 316, West Chester, PA, 19382
  • Vincent R. Liott, Inc. is a family owned and operated, full-service residential and commercial mortgage brokerage in business since 1998 and located in West Chester, PA. Vincent has been in the mortgage banking industry for the last 39 years. In 1975, Vincent started his career working at the largest national mortgage lender
  • CM Mortgage Services Inc
  • 1240 West Chester Pike, Suite 212, West Chester, PA, 19382
  • The CM Mortgage Services Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • THE RATE KINGS MORTGAGE LLC
  • 1101 Carroll Hill Dr, West Chester, PA, 19382
  • The Rate Kings Mortgage LLC was started in 2009. We are a full service, licensed mortgage broker located in Pennsylvania offering competitive rates and fees. We have partnerships with a number of reputable lenders that allow us to offer a multitude of programs to meet your needs. Our service will not be beaten.
  • Pinpoint Federal Credit Union
  • 37 Ferry Ln, Milton, PA, 17847
  • Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.