In 2026, the FHA loan limits for Straban county in Adams, PA are as follows: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit buildings, and $907,900 for four units.
The maximum amount for conventional loans on a single-family residence is $726,200, with $929,850 allocated for two units, $1,123,900 for three-unit properties, and $1,396,800 for four units.
Our FHA calculator provides insights into today's prime FHA rates, revealing requirements for downpayment, income, credit ratings, reserves, and documentation essential for qualification.
The Lendersa® calculator helps you compare FHA rates and terms against those from other loan programs. Dive into comparing options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive data from thousands of lenders, providing quick comparisons tailored to your financial profile and individual needs.
For 2026, the Loan Limits Comparison Table in Straban county, Adams, PA, shows the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification elements such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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