2026 FHA (Government Loans) Limits for Chanceford, York County, Pennsylvania

In 2026, the FHA loan limits for Chanceford county, York, PA, are set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The maximum conventional loan amounts for a single-family residence are $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Leverage our FHA calculator to access today’s leading FHA rates and learn about necessary downpayments, income qualifications, credit requirements, reserves, and documents needed to qualify.

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The Lendersa® calculator helps you compare FHA rates and terms with those of other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® draws data from thousands of lenders, swiftly comparing this information against your financial profile and needs.

The comprehensive Loan Limits Comparison Table for 2026 in Chanceford, county of York, PA, includes maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Chanceford county of York, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Chanceford FHA Lenders

  • White Rose Credit Union
  • 3498 Industrial Drive, York, PA, 17402
  • Lends in Pennsylvania
  • White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.

  • York Educational Federal Credit Union
  • 1601 South Queen Street, York, PA, 17403
  • Lends in Pennsylvania
  • York Educational Federal Credit Union is a not-for-profit financial organization, owned and operated by its members. Organized in 1969, our goals have always been to help each other by providing financial services to meet the needs of members; assisting and educating members to make the best use of their financial resources.

  • Traditions Bank
  • 100 N. George St., York, PA, 17401
  • Lends in Pennsylvania
  • At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.

    We’re an honest, intentional financial partner with best-in-class team members

  • HomeSale Mortgage, LLC.
  • 131 Centerville Road, Lancaster, PA, 17603
  • Lends in Pennsylvania
  • HomeSale Mortgage, LLC is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage, LLC is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology.

  • IDEAL MORTGAGE GROUP
  • 2452 Noll Drive, Lancaster, PA, 17603
  • Lends in Pennsylvania
  • Ideal Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage

  • First Capital Federal Credit Union
  • 1601 Kenneth Road, York, PA, 17408
  • Lends in Pennsylvania
  • This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.

  • Wheatland Federal Credit Union
  • 611 Centerville Road, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.

  • Penlanco Federal Credit Union
  • 630 Delp Road, Suite C, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.

  • Penn Home Mortgage
  • 255 Butler Avenue, Suite 300, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Prosper Mortgage Funding
  • 32C E Roseville Rd, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.