In the year 2026, the FHA loan limit for a single-family home in the county of York, within Spring-Garden, PA, is set at $356,362. Limits for two-unit, three-unit, and four-unit homes are $456,275, $551,500, and $685,400, respectively.
For conventional loans, the maximum loan amount is $548,250 for single-family residences. The limits for two-units, three-units, and four-units are $702,000, $848,500, and $1,054,500, correspondingly.
Our FHA calculator assists you in finding today’s top FHA rates and helps determine the necessary down payment, income, credit score, reserves, and documentation for qualification.
With the Lendersa® calculator, you can evaluate FHA rates among other loan program rates and terms. This includes Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of loan providers and instantly compares them to suit your specific financial needs and profile.
For 2026, consult the Loan Limits Comparison Table for Spring-Garden, county York, PA to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for requirements related to income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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