As of 2025, the FHA loan ceiling for a single-family home in Chartiers county of Washington, PA is $472,030. For 2-unit properties, it's $604,400, for those with 3-units, it’s $730,525, and for 4-unit homes, the limit is $907,900.
Meanwhile, the highest amount you can borrow through conventional loans stands at $726,200 for a single-family dwelling, $929,850 for 2-units, $1,123,900 for 3-unit homes, and $1,396,800 for 4-unit residences.
Utilize our FHA calculator to access today’s prime FHA rates and to ascertain necessary downpayments, income, credit requirements, reserves, and documentation for qualification.
With the Lendersa® calculator, you can evaluate FHA rate & terms alongside various other loan programs' rates & terms. Delve into comparisons of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® compiles information on loan programs from thousands of lenders and swiftly aligns these with your financial details and necessities.
Discover a Loan Limits Comparison Chart for 2025 in Chartiers county of Washington, PA, which details the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For a comprehensive view of qualification requirements like income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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