As of 2026, FHA loan limits in Conestoga county within Lancaster, PA are defined as follows: $472,030 for a single-family dwelling, $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
The cap on conventional loans for a single-family home is $726,200, with two units capped at $929,850, three units at $1,123,900, and four units at $1,396,800.
Utilize our FHA calculator to review today's leading FHA rates and comprehend the necessary downpayment, income requirements, credit standing, reserves, and documents for qualification.
The Lendersa® calculator offers a means to compare FHA interest rates and terms against those of other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently compiles loan data from a wide array of lenders and promptly aligns it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Conestoga county within Lancaster, PA, allows for comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualifications like income, reserves, and credit, utilize Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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