In 2026, the FHA loan limits in West-Lampeter county, part of Lancaster, PA, are $356,362 for a single-family home. Two-unit homes fall under the limit of $456,275, three-unit homes at $551,500, and for four-unit residences, the limit is $685,400.
The maximum amount for conventional loans differs, with the limit for a single-family home being $548,250. For two-unit properties, the maximum is $702,000; for three-unit buildings, it is $848,500; and for four-unit homes, it’s $1,054,500.
Our FHA calculator helps you discover today’s foremost FHA rates and calculate the required downpayment, assess income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator provides a way to compare FHA rates and terms with those from other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently sources data from thousands of lenders, comparing it against your unique financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in West-Lampeter county, Lancaster, PA, presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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