In 2025, the FHA loan limits in West-Lampeter county, part of Lancaster, PA, are $356,362 for a single-family home. Two-unit homes fall under the limit of $456,275, three-unit homes at $551,500, and for four-unit residences, the limit is $685,400.
The maximum amount for conventional loans differs, with the limit for a single-family home being $548,250. For two-unit properties, the maximum is $702,000; for three-unit buildings, it is $848,500; and for four-unit homes, it’s $1,054,500.
Our FHA calculator helps you discover today’s foremost FHA rates and calculate the required downpayment, assess income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator provides a way to compare FHA rates and terms with those from other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently sources data from thousands of lenders, comparing it against your unique financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in West-Lampeter county, Lancaster, PA, presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
