For 2026, in Darby county, Delaware, PA, FHA loan limits are $529,000 for single-family homes, rising to $677,200 for two units, $818,600 for three units, and $1,017,300 for four units.
Conventional loan caps are set at $726,200 for single-family homes, with increments to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit residences.
Utilize our FHA calculator to access today’s top FHA rates and understand the necessary downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator facilitates a comparison of FHA terms and rates alongside those of other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders, providing rapid matches to your financial profile and needs.
The 2026 Loan Limits Comparison Table in Darby county, Delaware, PA showcases maximum limits for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® SLIQ™ to evaluate requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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