In 2026, FHA loan limits for Collingdale county in Delaware, PA are as follows: $529,000 for a single-family home, $677,200 for 2-unit properties, $818,600 for 3-units, and $1,017,300 for 4-units. These figures guide potential homebuyers in understanding their financial options.
Maximum amounts for conventional loans are set at $726,200 for a single-family residence. For 2-unit dwellings, the cap is $929,850, increasing to $1,123,900 for 3-units and reaching $1,396,800 for 4-units. These limits define the borrowing range for conventional loans.
Use our FHA calculator to uncover today's best FHA rates. This tool helps calculate the required downpayment, assess income needs, evaluate credit, check reserves, and compile the necessary documentation for qualification. This ensures a comprehensive understanding of financial preparations needed.
Compare loan offers from a variety of 100 lenders to find the one that best suits your financial strategy and goals.
With the Lendersa® calculator, you can compare FHA rates and terms with those available from various other programs. These include Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans. Engaging in comparison provides a clear overview of potential financing solutions.
Lendersa® efficiently collects and processes data from thousands of lenders, promptly aligning it with your financial profile for personalized recommendations.
For 2026, the Loan Limits Comparison Table in Collingdale county of Delaware, PA illustrates the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to delve deep into qualification criteria such as income, reserves, and credit analysis, aiding strategic decision-making for your loan applications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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