FHA Loan Limits for Collingdale, Delaware County, PA in 2026

In 2026, FHA loan limits for Collingdale county in Delaware, PA are as follows: $529,000 for a single-family home, $677,200 for 2-unit properties, $818,600 for 3-units, and $1,017,300 for 4-units. These figures guide potential homebuyers in understanding their financial options.

Maximum amounts for conventional loans are set at $726,200 for a single-family residence. For 2-unit dwellings, the cap is $929,850, increasing to $1,123,900 for 3-units and reaching $1,396,800 for 4-units. These limits define the borrowing range for conventional loans.

Use our FHA calculator to uncover today's best FHA rates. This tool helps calculate the required downpayment, assess income needs, evaluate credit, check reserves, and compile the necessary documentation for qualification. This ensures a comprehensive understanding of financial preparations needed.

Compare loan offers from a variety of 100 lenders to find the one that best suits your financial strategy and goals.

Explore your loan options in Collingdale, PA

With the Lendersa® calculator, you can compare FHA rates and terms with those available from various other programs. These include Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans. Engaging in comparison provides a clear overview of potential financing solutions.

Lendersa® efficiently collects and processes data from thousands of lenders, promptly aligning it with your financial profile for personalized recommendations.

For 2026, the Loan Limits Comparison Table in Collingdale county of Delaware, PA illustrates the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to delve deep into qualification criteria such as income, reserves, and credit analysis, aiding strategic decision-making for your loan applications.

Loan limits Collingdale county of Delaware, PA

SFR 2 Units 3 Units 4 Units
FHA $529,000 $677,200 $818,600 $1,017,300
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $381,800 $381,800 $381,800 $381,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Collingdale FHA Lenders

  • Upper Darby Belltelco Federal Credit Union
  • 1410 Bywood Avenue, Upper Darby, PA, 19082
  • Lends in Pennsylvania
  • The Mission Statement of the UDBell Federal Credit Union has been since its inception in 1940 and continues to be one of SERVICE to its membership. It still believes in the national credit union credo of “not for profit, not for charity, but for service”. All our goals are dedicated to providing a financially sound.

  • Forge Federal Credit Union
  • 1402 Bywood Avenue, Upper Darby, PA, 19082
  • Lends in Pennsylvania
  • At Forge Credit Union, we understand everyone has different financial needs. That's why we offer a wide variety of miscellaneous services to help meet those needs. When you become a member of Forge Credit Union, you are joining the family of thousands that depend on us for excellent member service.

  • Go Loan Go LLC
  • 818 Windermere Avenue, Drexel Hill, PA, 19026
  • Lends in Pennsylvania
  • Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.

  • Atlantic Finance Group LLC
  • 115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
  • Lends in Pennsylvania
  • Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.

  • HomeLend Financial Inc
  • 1900 Market Street, 8th Floor, Philadelphia, PA, 19103
  • Lends in Pennsylvania
  • HomeLend Financial We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • UMortgage
  • 100 North 18th Street, Suite 1400, Philadelphia, PA, 19103
  • Lends in Pennsylvania
  • UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.

  • Chesen Mortgage Group
  • 1626 Locust Street, Suite 404, Philadelphia, PA, 19103
  • Lends in Pennsylvania
  • We offer expertise in every area of mortgage lending. With access to a full range of mortgage resources, all our lending specialists are dedicated to finding the right loan with the best rate, terms and costs to meet your unique needs. But that is just the beginning. Our talented staff provides regular updates and progress reports.

  • Epoch Lending, LLC
  • 2001 Market Street, Suite 2500, Philadelphia, PA, 19103
  • Lends in Pennsylvania
  • Epoch Lending was founded in December 2018 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout the United States. We hire local independent mortgage experts in local markets and allow them to operate with the flexibility of the broker channel without the stresses of managing a business.

  • Kenny Financial Services, Inc.
  • 1601 Market Street, 19th Floor, Philadelphia, PA, 19103
  • Lends in Pennsylvania
  • Kenny Financial Services, Inc offering the lowest priced mortgage products to borrowers who deserve the best pricing. We also offer niche products to borrowers who need "specialty" solutions such as low down payment loans and "stated income" commercial loans. Mortgage financing is all that we do and we are experts at it!

  • Republic Bank
  • 50 South 16th Street, Suite 2400, Philadelphia, PA, 19102
  • Lends in Pennsylvania
  • Our focus now is on innovation, customer satisfaction, brand building, and shareholder value creation. Today, we are one of the largest Philadelphia-based banks, yet we make decisions locally, and we make them quickly. Republic Bank is moving towards creating a major commercial and retail bank with a distinct brand.