For 2026 in Upper-Darby county of Delaware, PA, the FHA loan limit is set as follows: $431,250 for a single-family home, $552,050 for two-unit properties, $667,350 for three-unit dwellings, and $829,350 for properties with four units.
The maximum allowable amount for conventional loans on a single-family residence stands at $548,250, rising to $702,000 for two-unit buildings, $848,500 for homes with three units, and $1,054,500 for four-unit structures.
Take advantage of our FHA calculator to check today’s top FHA rates and ascertain what's necessary for down payment, income level, credit, reserves, and documents needed for qualification.
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The Lendersa® calculator facilitates comparing FHA rates and terms alongside those of other loan programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA loans.
Lendersa® aggregates data from a vast array of lenders, offering rapid comparisons tailored to your specific financial needs and situation.
The Loan Limits Comparison Table for 2026 in Upper-Darby county of Delaware, PA covers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare key qualification requirements, such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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