As of 2026, the FHA loan limits in the county of Lackawanna, which is part of Dunmore in PA, stand at $472,030 for a single-family dwelling. If you are considering a duplex, the limit is $604,400. For those looking into triplex options, the cap reaches $730,525, and for a four-unit building, the limit is $907,900.
For conventional mortgages, the maximum money you can borrow for a one-family home is $726,200. For a property with two units, it extends to $929,850, while three-unit properties see limits up to $1,123,900. Meanwhile, for four-unit homes, the cap is $1,396,800.
By using our FHA calculator, you can gain insights into the most competitive and up-to-date FHA rates available. This tool is designed to help you figure out what is needed in terms of down payment, income prerequisites, credit ratings, necessary reserves, and the documentation required to secure eligibility.
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The Lendersa® calculator is an excellent resource that allows you to assess the rates and terms of FHA loans in contrast with various other programs, whether it's Conventional loans, Jumbo loans, VA, USDA, Non-QM products, or even hard money loans.
With lightning speed, Lendersa® accesses and analyzes data from numerous lenders and rapidly compares this data against your unique financial circumstances and needs, providing you with personalized results tailored just for you.
Within the Loan Limits Comparison Table for 2026, designed for Dunmore county of Lackawanna, PA, you can review a comprehensive side-by-side comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Furthermore, to explore aspects like income, reserves, and credit criteria, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers an in-depth analysis tool.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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