For 2026, FHA loan limits in Throop county, part of Lackawanna, PA, are set at $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three-unit buildings, and $907,900 for four-unit structures.
Conventional loan limits for a single-family residence reach $726,200, with $929,850 designated for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for four-unit places.
Utilize our FHA calculator to explore today's competitive FHA rates and understand required downpayments, income standards, credit scores, reserves, and documentation needed to meet qualification criteria.
Via Lendersa® calculator, you can compare FHA rates and terms with various other loan programs available, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers loan program information from a multitude of lenders and matches it to your distinct financial profile with speed.
For 2026, the Loan Limits Comparison Table in Throop county, Lackawanna, PA, sheds light on how FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts compare at maximum values. To encompass qualification needs—income, reserves, and credit—employ Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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