In 2026, within Scranton county of Lackawanna, PA, the FHA loan limits are established as: $472,030 for a single-family dwelling, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
Conventional loans on a single-family house have a maximum amount of $726,200. For two-unit homes, the cap is $929,850, for three-unit residences $1,123,900, and for those with four units $1,396,800.
Our FHA calculator can help you explore today’s top FHA rates and find out the needed down payment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows for comparing FHA rates and terms with other loan programs. Consider and contrast various options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® quickly obtains loan program data from a wide network of lenders and efficiently compares it with your unique financial profile.
For 2026, the Loan Limits Comparison Table for Scranton county of Lackawanna, PA, details maximum amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification standards, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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