During 2026, the FHA loan limits within Duryea County of Luzerne, in the state of PA, are defined as $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for homes with four units.
When it comes to conventional loans, the maximum financed amount on a single-family residence is $726,200. For two-unit properties, this amount is $929,850, while $1,123,900 is for three-unit properties, and $1,396,800 covers four-unit properties.
To find today’s best rates for FHA loans, utilize our FHA calculator. This tool helps you figure out the necessary down payment, income, credit, reserves, and required paperwork to qualify.
The Lendersa® calculator empowers you to compare FHA rates and terms alongside those of all other available loan programs. Survey options such as Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® rapidly accesses comprehensive loan program data from a vast array of lenders and compares it against your personal financial profile and unique needs within seconds.
The Loan Limits Comparison Table for 2026 in Duryea County of Luzerne, in the state of PA, allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria, such as income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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