For 2026, the FHA loan limits in Luzerne within Jenkins, PA are outlined as follows: $472,030 is allocated for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Considering conventional loans, the highest loan amount for a single-family house is $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
To unveil today's top FHA rates, utilize our calculator that will assist you in determining necessary elements such as downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator gives you the capability to compare FHA rates and terms alongside those of all other loan types. It's an excellent tool for comparing conventional, jumbo, VA, USDA, non-QM, and hard money loans with FHA.
Lendersa® swiftly gathers data from numerous lenders, instantly matching it with your unique financial situation and necessities.
The Loan Limits Comparison Table for 2026 in Jenkins, located in Luzerne, PA, provides a comparison of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages (HECM), and hard money loans. Evaluate qualification criteria such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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