In 2025, the FHA loan limit set for properties within East-Greenville county, Montgomery, PA is defined as follows: $431,250 for a single-family home. For those housing 2-units, there is a cap of $552,050. If the residence includes three units, the limit is elevated to $667,350, and for properties with four units, the allowable maximum reaches $829,350.
When considering conventional loans, the maximum amount permissible on a single-family home is $548,250. For homes with two units, the upper limit is $702,000. Properties with three units enjoy a higher cap set at $848,500, and for those with four units, the maximum reaches $1,054,500.
To explore today’s premier FHA rates and ascertain necessary downpayments, income requirements, credit prerequisites, reserves, and qualifying documentation, make use of our FHA calculator. This tool provides a comprehensive view of the metrics needed for qualification.
The Lendersa® calculator is a powerful resource that enables the comparison of FHA rates and terms against a wide array of other loan programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and various hard money lending options. This ensures you have a comprehensive understanding of all financing possibilities.
Drawing on data sourced from thousands of lending institutions, Lendersa® facilitates swift comparisons by aligning your unique financial profile with the most suited loan products available.
For a thorough comparison, the Loan Limits Comparison Table for 2025 in East-Greenville county, Montgomery, PA, presents maximum loan amounts across several categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgages (HECM), alongside hard money loan packages. To assess income, reserves, and credit requirements, please utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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