FHA Loan Limits for Upper-Milford, Lehigh County, PA in 2026

For 2026, the FHA loan limit in Upper-Milford county of Lehigh, PA, is $372,600 for a single-family home. For 2-unit properties, the limit is $477,000, for 3-unit homes, it's $576,550, and for 4-units, it reaches $716,550.

The maximum amount for conventional loans is $548,250 for a single-family residence. For 2-units, it's $702,000, for 3-units, it's $848,500, and $1,054,500 for properties with 4-units.

Use our FHA calculator to find today’s optimal FHA rates and to explore the downpayment, income, credit, reserves, and documents required for qualification.

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Evaluate Your Loan Choices in Upper-Milford, PA

Lendersa® calculator helps you assess FHA rates and terms compared with other loan programs. Explore and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® gathers extensive loan data from thousands of lenders, providing rapid comparisons against your distinct financial profile and needs.

The Loan Limits Comparison Table for 2026 in Upper-Milford county of Lehigh, PA lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Review qualification needs such as income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Upper-Milford county of Lehigh, PA

SFR 2 Units 3 Units 4 Units
FHA $372,600 $477,000 $576,550 $716,550
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $298,080 $298,080 $298,080 $298,080
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Upper-Milford FHA Lenders

  • Mortgage Lehigh Valley
  • 3261 Route 100, Suite 100, Macungie, PA, 18062
  • Lends in Pennsylvania
  • My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013.
    On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience

  • People First Mortgage
  • 2141 Downyflake Lane, Allentown, PA, 18103
  • Lends in Pennsylvania
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.

  • Bright Financial Group
  • 1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
  • Lends in Pennsylvania
  • Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.

  • PARKWAY FINANCIAL LLC
  • 1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
  • Lends in Pennsylvania
  • We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.

  • Sky Financial Services Inc.
  • 5540 West Valley Road, Center Valley, PA, 18034
  • Lends in Pennsylvania
  • We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.

  • Perna & Associates
  • 135 S. Main Street, Coopersburg, PA, 18036
  • Lends in Pennsylvania
  • The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state

  • First Commonwealth Federal Credit Union
  • 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
  • Lends in Pennsylvania
  • First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.

  • Traditional Mortgage LLC
  • 682 N. Brookside Road, Suite 101, Allentown, PA, 18106
  • Lends in Pennsylvania
  • Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • People First
  • 740 Hamilton Street, Suite 300, Allentown, PA, 18101
  • Lends in Pennsylvania
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient

  • Consumer Trust Mortgage
  • 2 Windsor Plaza, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Consumer Trust Mortgage is approaching 30 years in business. We understand the challenges of today’s home financing market. Everyone at Consumer Trust Mortgage is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.