In 2026, the FHA loan limits in Pennsburg county, located in Montgomery, PA, are designated as follows: $529,000 for a single-family dwelling, $677,200 for two-unit buildings, $818,600 for triplexes, and $1,017,300 for quadplexes.
The highest loan amounts available for conventional loans on a single-family home are $726,200, with $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
Utilize our FHA calculator to access today's most competitive FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to directly compare FHA rates and terms against various other loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. Venture into a diverse array of loan opportunities.
Lendersa® efficiently aggregates loan program data from thousands of lenders, tailoring comparisons to suit your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Pennsburg county, within Montgomery, PA, provides a side-by-side view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further insight into qualifications such as income, reserves, and credit evaluation, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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