For the year 2026, in East-Petersburg county of Lancaster, PA, the FHA loan limit is set at $356,362 for a single-family home. It is $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The limits for conventional loans on a single-family residence are $548,250, for two-unit homes $702,000, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator can assist you in discovering today’s prime FHA rates. It helps calculate the downpayment, income, credit, reserves, and documents needed for qualification.
With Lendersa®'s calculator, comparing FHA rates and terms with all other loan types becomes straightforward. Assess options like conventional, jumbo, VA, USDA, non-QM, and hard money options alongside FHA.
Lendersa® rapidly collects data from a vast selection of lenders, matching it to your specific financial scenario and requirements.
In 2026, the Loan Limits Comparison Table for East-Petersburg within Lancaster, PA, outlines the maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements concerning income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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