In 2025, the FHA loan limit for properties in Emigsville county, located in the sprawling area of York, PA, ranges according to unit type. For a single-family home, the loan limit is designated at $472,030. If the residence comprises two units, the allowable limit extends to $604,400. For three-unit homes, the FHA increases the maximum to $730,525, and for larger four-unit properties, the highest amount available rises to $907,900.
Comparatively, conventional loans set their maximum amount for a single-family dwelling at $726,200. For configurations that include two units, the cap is adjusted to $929,850. For three-unit buildings, the allowable amount maxes out at $1,123,900, and for those with four units, the ceiling reaches $1,396,800.
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For the year 2025, the Loan Limits Comparison Table for Emigsville county, within York, PA, provides a comprehensive side-by-side evaluation of maximum loan amounts across numerous loan types—including FHA, Conventional Conforming, Jumbo, USDA, VA, and Non-QM. Explore limits for Super Jumbo, Reverse Mortgages (HECM), and consider hard money solutions as well. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to delve into qualifications involving income, reserves, and credit requirements with precision.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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