FHA Loan Limits for Lower-Windsor, York County, PA in 2026

In 2026, the FHA loan limits in Lower-Windsor county, York, PA, are $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

For conventional loans, the maximum amounts are $548,250 for a single-family home, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to view today’s best FHA rates and find out the necessary downpayment, income, credit, reserves, and documents for qualification.

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With the Lendersa® calculator, you can compare FHA rates and terms alongside those of other loan programs. Delve into comparisons with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans next to FHA.

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The Loan Limits Comparison Table for 2026 in Lower-Windsor county of York, PA details FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Analyze income, reserves, and credit needs using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lower-Windsor county of York, PA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Lower-Windsor FHA Lenders

  • White Rose Credit Union
  • 3498 Industrial Drive, York, PA, 17402
  • Lends in Pennsylvania
  • White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.

  • Traditions Bank
  • 100 N. George St., York, PA, 17401
  • Lends in Pennsylvania
  • At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.

    We’re an honest, intentional financial partner with best-in-class team members

  • York Educational Federal Credit Union
  • 1601 South Queen Street, York, PA, 17403
  • Lends in Pennsylvania
  • York Educational Federal Credit Union is a not-for-profit financial organization, owned and operated by its members. Organized in 1969, our goals have always been to help each other by providing financial services to meet the needs of members; assisting and educating members to make the best use of their financial resources.

  • First Capital Federal Credit Union
  • 1601 Kenneth Road, York, PA, 17408
  • Lends in Pennsylvania
  • This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.

  • HomeSale Mortgage, LLC.
  • 131 Centerville Road, Lancaster, PA, 17603
  • Lends in Pennsylvania
  • HomeSale Mortgage, LLC is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage, LLC is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology.

  • IDEAL MORTGAGE GROUP
  • 2452 Noll Drive, Lancaster, PA, 17603
  • Lends in Pennsylvania
  • Ideal Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage

  • Artisan Mortgage Company, Inc.
  • 239 Highland Rd, Hershey, PA, 17033
  • Lends in Pennsylvania
  • Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.

  • Wheatland Federal Credit Union
  • 611 Centerville Road, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.

  • Penlanco Federal Credit Union
  • 630 Delp Road, Suite C, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.

  • Penn Home Mortgage
  • 255 Butler Avenue, Suite 300, Lancaster, PA, 17601
  • Lends in Pennsylvania
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.