During 2025, the FHA loan limits in Hellam county of York, PA have been set at $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit residences, and $907,900 for four-unit buildings.
The maximum allowable amounts for conventional loans on a single-family residence are $726,200, with restrictions of $929,850 for 2-unit homes, $1,123,900 for 3-unit dwellings, and $1,396,800 for 4-unit properties.
Use our FHA calculator to explore today’s best FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with other available loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Engage in exploring these varied options.
Lendersa® efficiently compiles data from a multitude of lenders, providing rapid comparisons tailored to your specific financial profile and needs.
The comprehensive Loan Limits Comparison Table for 2025 in Hellam, covering York, PA, assesses FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For evaluating qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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