For 2026, the FHA loan limit in Erie county of Erie, PA, is set at $472,030 for a single-family home, $604,400 for two-unit arrangements, $730,525 for three-unit properties, and $907,900 for four-unit residences.
In terms of conventional loans, the maximum amount for a single-family dwelling is $726,200. For a property with two units, it's $929,850; for three-unit structures, $1,123,900, and $1,396,800 for those with four units.
Use our FHA calculator to explore today’s best FHA rates and figure out the necessary down payment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against other loan programs. See how Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans measure up against FHA offerings.
Lendersa® quickly accesses loan data from thousands of lenders and compares it to your specific financial profile.
The Loan Limits Comparison Table for 2026 in the county of Erie, within Erie, PA, presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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