As of 2025, the FHA loan limits set in Millcreek county, under the jurisdiction of Lebanon, PA, are as follows: $472,030 for single-family residences, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for four-unit buildings. These limits are designed to accommodate varying residential needs.
Regarding conventional loans, the ceiling for a single-family home is $726,200. For residences with two units, the maximum is $929,850; for three units, it's $1,123,900; and for those comprising four units, the limit is $1,396,800. These figures allow for various housing arrangements with conventional financing.
Utilize our FHA calculator to identify today’s attractive FHA rates and determine what is necessary for qualification, including downpayment amounts, income requirements, credit standards, reserves, and documentation.
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The Lendersa® calculator offers the ability to assess and compare FHA rates and terms with those of other loan programs. This includes conventional loans, jumbo loans, VA, USDA, non-QM, and hard money options, allowing detailed comparisons alongside FHA conditions.
Lendersa® compiles loan program data from a wide array of lenders, quickly matching this data against your own unique financial needs and profile to present tailored insights.
For 2025, the Loan Limits Comparison Table in Millcreek county within Lebanon, PA, elucidates various maxima for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To analyze qualification specifics—such as income, reserves, and credit—leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive evaluations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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