For 2026, the FHA loan limits in Millcreek county of Erie, PA are set at $472,030 for a single-family residence, $604,400 for properties with two units, $730,525 for three-unit housing, and $907,900 for homes with four units.
The conventional loan limits reach $726,200 for single-family homes, $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for properties with four units.
Use our FHA calculator to discover the most competitive FHA rates today and calculate the down payment, income, credit score, reserves, and documents required for you to qualify.
Utilize the Lendersa® calculator to compare FHA rates and terms alongside other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Collecting data from thousands of lenders, Lendersa® swiftly matches programs to your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Millcreek county within Erie, PA, offers a full comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Millcreek FHA Lenders |
|
|
|
|
|
|
|
|
|
Also lends in Pennsylvania |
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
