In the year 2026, the FHA loan limits for Exton county in Chester, PA are designated as follows: $529,000 for a single-family home, $677,200 for properties with 2 units, $818,600 for 3-unit dwellings, and $1,017,300 for 4-unit buildings.
For conventional loans, the upper limits on a single-family residence are $726,200. For 2-units, the cap is $929,850; for 3-units, it grows to $1,123,900; and for residences with 4 units, it reaches $1,396,800.
Utilize our FHA calculator to uncover today’s optimal FHA rates and discern the downpayment, income requirements, credit, reserves, and necessary documents needed for qualification.
The Lendersa® calculator provides an efficient means to compare FHA rates and terms with those of various other loan programs. This includes exploring options like conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® aggregates and evaluates loan program information from a vast array of lenders, tailoring comparisons to fit your individual financial profile and requirements.
Consult the Loan Limits Comparison Table for 2026 in Exton county of Chester, PA. It provides a detailed look at the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. When assessing qualification criteria including income, reserves, and credit needs, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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