During 2026, the FHA loan limitations in Farrell, within Mercer, PA, are set at $472,030 for a single-family residence. For two-unit properties, it is $604,400, for those with three units, the cap is $730,525, and for four-unit buildings, it's $907,900.
The maximum allowable loan for conventional finance on a single-family dwelling is $726,200. For properties with two-units, the limit extends to $929,850, with three units eligible for up to $1,123,900, and four-unit homes maximized at $1,396,800.
Utilize our FHA calculator to uncover today's leading FHA rates and discern requirements like downpayment, income, credit, and reserves, plus documentation necessary for qualification.
With the Lendersa® calculator, you have the capability to compare FHA rates and conditions with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly collates data from a multitude of lenders to provide a fitting comparison against your financial profile and preferences.
In the Loan Limits Comparison Table for 2026 in Farrell county of Mercer, PA, evaluate the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification factors like income, reserves, and credit, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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